selling your home for cash

4 Things You Need to Know About Selling Your Home for Cash in Arizona

Interested in selling your home for cash in Arizona? There are a few things you should know first.

The good news is that selling a home for cash isn’t complicated. However, it does differ from the traditional real estate buying and selling process. So it’s a good idea to educate yourself on the process before you make any final decisions! 

If you have an interest in selling your home for cash, keep reading! We’ve compiled the knowledge you need to know so you can make an educated decision about whether or not selling a home for cash is right for you. 

1. What is an “All-Cash” Offer?

Nope — an all-cash offer doesn’t involve someone showing up to a closing with a briefcase full of cash.

An all-cash offer simply refers to the fact that a buyer will be able to buy a house outright — the sale is not contingent on financing. They won’t be applying for a bank loan. Rather, they’ll be able to wire the full amount or show up to the closing with a cashier’s check.  

A cash buyer could be an individual, or it could be a real estate investor.

Generally, a cash sale is a lot quicker than a financed sale. It can also reduce some of the middlemen involved in the process. 

2. How Long Does it Take to Close? 

How long does an all-cash deal take to close compared to a traditional real estate transaction? Let’s take a look…

All-Cash Deal 

There’s no lender involved in a cash sale for a home. Because of that, the timeline tends to be a lot shorter. 

Once a contract in place, the transaction could be complete in as little as a few weeks. Mainly, it’s a matter of letting the title and escrow companies get their ducks in a row. A cash sale could be complete in as little as two weeks! 

Financed Sale

In the case of a financed sale, there are a lot more hoops that you’ll need to jump through. 30 days is considered a very short closing time — more often, it’s 45 or 60 days. 

The terms are agreed upon between seller and buyer and it might depend on various things like when the buyer is moving or when the seller is ready to get out of the home in question. 

3. What’s the Process of a Cash Sale? 

The traditional real estate process is long and complicated. There’s a contract, proof of funds is required, and there will be appraisals, inspections, and tons of negotiations involved. It takes time and money. 

By contrast, an all-cash real estate sale is much simpler. There’s no paperwork to approve a loan. Often, there’s not even a home inspection because a cash sale is more likely to be an “as-is” sale. Not only does this make the process faster, but there are a lot less headaches to contend with.

4. What Exactly Do You Need to Close a Cash Real Estate Deal?

Unlike a traditional sale, a cash sale often gets closed at a title company. That’s because frequently, there’s no realtor involved.

Some of the same set of documents will be involved —  deed, settlement papers, property disclosures — but there will be no financing/mortgage documents.    

Here are some of the things you’ll need to bring:

  • A government-issued I.D.
  • The deed to your home (if fully paid off) 
  • The keys to the house 
  • Any other paperwork requested or required


While there are some similarities between selling a home for cash versus the traditional home selling process, there are also quite a few differences. Mostly, the process is a lot simpler for a cash sale! 

If you’re interested in a cash sale, consider reaching out to Cash For Homes Arizona. We’re here to help! 

Are you interested in selling your house for cash?  

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